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A banker by your side.
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John Low
Executive Vice President & Loan Officer
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John Low
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We Put You First
We win when you win.
We know that business stops for no one. The clock is always ticking. You don’t have time to wait on your bank. That’s why we’re dedicated to giving you the fastest possible answers.
This goes for business banking as well as personal banking. My team and I will help you with both, because you shouldn’t have to track down multiple bankers. There’s only so much time in the day, and our goal is to make sure you get the most out of it.
Find out what it’s like to have a bank on your side, and a banker by your side. I can’t wait to show you what First National Bank of Central Texas can do for you.
See What We Offer +What We Believe
Our Principles Guide Us
We are here to help.
I will be your primary banker. My team and I want to make your life easier. We know there’s more to live than business, so you’ll have the same team helping you with your personal and business banking.
We are here when you need us.
Banking doesn’t always have to take place at a bank. My team and I are always available and responsive to your texts, calls, or emails. We’re willing to meet you where you are and find solutions that meet your needs.
We will get you the fastest possible answers.
Every opportunity has a deadline. You shouldn’t have to wait on your bank to respond. Our decisions are made right here, so we can apply our local knowledge to move forward quickly and efficiently.
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See how you win when you bank with The First.
Commercial Real Estate & Construction
Commercial Real Estate & Construction
Built by you. Backed by us.
We know you’re building with a purpose, and the clock is always running. We use our local expertise and guidance to help you get the space you need to grow your business.
Cash Flow & Working Capital
Cash Flow & Working Capital
Give your business a boost.
Whether you need to meet payroll, seize an unforeseen opportunity or back a new initiative, our commercial lenders are here to understand your needs and find the right solution to meet them.
Equipment Loans
Equipment Loans
Success comes from doing what needs to be done.
We know that getting the equipment you need may require more capital. At First National Bank of Central Texas, we’re committed to helping you get what you need to move your business forward.
Treasury Management & Merchant Services
Treasury Management & Merchant Services
Add value to your bottom line.
Handling your cash flow should never be a worry. We take that concern off your hands by streamlining your back-office processes, so you can focus on running your business.
Built by you. Backed by us.
We know you’re building with a purpose, and the clock is always running. We use our local expertise and guidance to help you get the space you need to grow your business.
Give your business a boost.
Whether you need to meet payroll, seize an unforeseen opportunity or back a new initiative, our commercial lenders are here to understand your needs and find the right solution to meet them.
Success comes from doing what needs to be done.
We know that getting the equipment you need may require more capital. At First National Bank of Central Texas, we’re committed to helping you get what you need to move your business forward.
Add value to your bottom line.
Handling your cash flow should never be a worry. We take that concern off your hands by streamlining your back-office processes, so you can focus on running your business.
