Non-Profit Accounts

We happily give back to those who give so much to our community.

Giving Back Account

For Non-Profits

“The First National Bank of Central Texas appreciates the positive contributions of non-profit organizations to the betterment of our community. To show support of your efforts, our bank is pleased to offer the Giving Back Account.” — Monte Hulse, Chairman of the Board

Exclusive Benefits

  • An interest-bearing checking account, offering .15%
  • No monthly minimum balance requirements
  • No monthly service charges
  • Free standardized personal checks and cashier’s checks
  • Corresponding money market account available, as well as CDs

Mitigate Corporate Account Takeover

Giving Back Money Market Account

 Interest RatesAPY*
Daily Balance up to $24,999.99.25%.25%
Daily Balance up to $25,000.00 – $99,999.99.40%.40%
Daily Balance up to $99,999.99 – $249,999.99.40%.40%
Daily Balance of $250,000.00+.40%.40%

Giving Back CD

Minimum opening balance of $1,000

 Interest RatesAPY*
3 Month CD.15%.15%
6 Month CD.25%.25%
12 Month CD.50%.50%

* Interest accrued daily and paid monthly.


It’s easy to open your new FNBCT checking account, just like banking should be.

Let’s Get Started