Terms & Conditions

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Bank Card Alerts

  • Message frequency varies by account.
  • Message and data rates may apply.
  • Text HELP to 72586 for help or call 254-772-9330.
  • Text STOP to 72586 to cancel.

Participating carries include AT&T, Spring, T-Mobile, Verizon Wireless, Boost, Virgin Mobile, MetroPCS, AlltelAWCC, Cricket, Google Voice and U.S. Cellular.

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See how free checking can be

With no minimum balance requirements and no monthly service charge, you have the freedom to use your money however and whenever you need it.

See Personal Checking
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Enjoy mobile banking freedom.

With the First Mobile app, you can handle your banking in the moment — standing in line, waiting for your coffee, on vacation, anywhere, anytime.

See Mobile Banking
FNBCT App Screen One
FNBCT App Screen Two - Transfers
FNBCT App Login screen
FNBCT App Screen - Bill Payments
FNBCT App Screen Login Two
Open Your Account

It’s easy to open your new FNBCT checking account, just like banking should be.

Let's Get Started +
Find a Branch or ATM

We’d like to visit with you, and find the best solution to meet your needs.

Find a Location +
Ask Us a Question

We’re available to answer your questions and resolve issues with your account.

Contact Us +

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