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Smart. Simple. Secure. Take control of your money.
Bigger balances get bigger interest and lower fees with this tiered account, so you’re sure to grow in leaps and bounds.Let's Get Started
With three interest tiers, you can get the most out of your balance.
The higher the tier, the lower the monthly service fee.
Our suite of mobile banking tools keeps you a step ahead.
First Interest Checking’s three tiers offer higher interest rates and lower fees. Balances of $1,500 or higher receive the best rate and zero monthly service fee. No balance is too low to start earning interest, so you can pick up the pace on your financial growth immediately.Let's Get Started
Building your savings is the first step to a bright future. Our accounts give you all the features you need to build your financial security and put your best foot forward toward your goals.See Savings Accounts
With the First Mobile app, you can handle your banking in the moment — standing in line, waiting for your coffee, on vacation, anywhere, anytime.
*Cell carrier’s messaging and data rates apply.
It’s easy to open your new FNBCT checking account, just like banking should be.Let's Get Started +
We’d like to visit with you, and find the best solution to meet your needs.Find a Location +
We’re available to answer your questions and resolve issues with your account.Contact Us +