Visit the Payment Center


Make a payment, view payment history or ma fge your payment accounts.

Go to the Payment Center

Banking that puts you First

You use your personal banking tools every day, so they need to fit you perfectly. We’ve designed our accounts to put you a step ahead, no matter what direction you’re going.

See Our Checking Accounts
Zelle logo

Send money from almost anywhere with Zelle®

It’s never been easier to make your money move.

See how +

Control your cards in real time within our mobile app

Activate and deactivate your cards instantly.

See Card Controls +

Pay with your phone with Mobile Pay.

With Mobile Pay, you can handle your banking anywhere, anytime.

More about Mobile Pay +

Custom business banking solutions

We build your business banking toolkit from scratch.

See commercial solutions +

Not sure where to start? We’re happy to help.

Enjoy mobile banking freedom.

With the First Mobile app, you can handle your banking in the moment — standing in line, waiting for your coffee, on vacation, anywhere, anytime.

*Cell carrier’s messaging and data rates apply.

See Mobile Banking
FNBCT App Screen One
FNBCT App Screen Two - Transfers
FNBCT App Login screen
FNBCT App Screen - Bill Payments
FNBCT App Screen Login Two

Buying a home is always a big step. Our team makes it simple by guiding you every step of the way.

We’ll help you understand your options and choose the mortgage that’s right for you and your future. 

More About Mortgages

Let your money grow with our CDs and IRAs.

It’s never too early or too late to start building that nest egg of yours. See how you can make even more progress.

Learn How to Plan Ahead

College Station clock tower
Radial Pattern Yellow
Open Your Account

It’s easy to open your new FNBCT checking account, just like banking should be.

Let's Get Started +
Find a Branch or ATM

We’d like to visit with you, and find the best solution to meet your needs.

Find a Location +
Ask Us a Question

We’re available to answer your questions and resolve issues with your account.

Contact Us +

Please be advised that you are leaving the First National Bank of Central Texas website. We do not endorse or control the content of third party websites.