Business Checking Accounts

A tailored approach is what we do best.

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A Custom Approach to Business Banking

At FNBCT, our goal isn’t to sell you products—it’s to help craft a plan for your business. No business is the same. That’s why we take the time to listen to your needs and create a customized banking package just for you.

Open An Account

It’s easy to open your new FNBCT account, just like banking should be.

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Credit Card Processing

To better support our business clients, First National Bank of Central Texas has partnered with BASYS Processing to offer credit card processing services that are convenient, safe, and affordable.

More About Credit Card Processing +

Industry-Leading Experts

We stake our reputation on two things: being experts in the industry and collaborating with our clients to achieve outstanding results. 

Meet Our Team +

Earnings Credit

The listed fees are offset by an earnings credit computed on the average investable balance your account maintains each month.

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Enjoy mobile banking freedom.

With the First Mobile app, you can handle your banking in the moment — standing in line, waiting for your coffee, on vacation, anywhere, anytime.

*Cell carrier’s messaging and data rates apply.

See Mobile Banking
FNBCT App Screen One
FNBCT App Screen Two - Transfers
FNBCT App Login screen
FNBCT App Screen - Bill Payments
FNBCT App Screen Login Two

Solve the day-to-day so you can focus on the big picture.

Inventory, payroll, and other daily expenditures — our capital loans and lines of credit grease the wheels your operation uses to run every day.

See Working Capital

Find a space to grow with our commercial real estate team.

More storefronts, more inventory, a bigger home base for your business — our team will help secure a space that fits your needs.

See Commercial Real Estate

Marshall Stewman, real estate developer
Open Your Account

It’s easy to open your new FNBCT checking account, just like banking should be.

Let's Get Started +
Find a Branch or ATM

We’d like to visit with you, and find the best solution to meet your needs.

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Ask Us a Question

We’re available to answer your questions and resolve issues with your account.

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