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Smart. Simple. Secure. Take control of your money.
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A Custom Approach to Business Banking
At FNBCT, our goal isn’t to sell you products—it’s to help craft a plan for your business. No business is the same. That’s why we take the time to listen to your needs and create a customized banking package just for you.
Open An Account
It’s easy to open your new FNBCT account, just like banking should be.
Let's Get StartedCredit Card Processing
To better support our business clients, First National Bank of Central Texas has partnered with BASYS Processing to offer credit card processing services that are convenient, safe, and affordable.
Industry-Leading Experts
We stake our reputation on two things: being experts in the industry and collaborating with our clients to achieve outstanding results.
Earnings Credit
The listed fees are offset by an earnings credit computed on the average investable balance your account maintains each month.
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Enjoy mobile banking freedom.
With the First Mobile app, you can handle your banking in the moment — standing in line, waiting for your coffee, on vacation, anywhere, anytime.
*Cell carrier’s messaging and data rates apply.
Solve the day-to-day so you can focus on the big picture.
Inventory, payroll, and other daily expenditures — our capital loans and lines of credit grease the wheels your operation uses to run every day.
Find a space to grow with our commercial real estate team.
More storefronts, more inventory, a bigger home base for your business — our team will help secure a space that fits your needs.
