Instant Issue Debit Cards

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Get a new debit card in minutes at any of our locations. 

If your card is lost, damaged, or expired, we can print a new card instantly at any of our bank locations. You’ll be able to activate your card and access your funds immediately.

If your card is lost or stolen during business hours, contact our Debit Card Department:
254-772-9330, available Mon.-Thur. 7:30am–5pm and Fridays 7:30am-6pm.

If your card has been lost or stolen after business hours, please contact our Fraud Department:
Fraud Service Center: 1-888-297-3416, available 24 hours/7days a week

Easy and quick. Safe and secure. It’s just another way FNBCT puts you first and takes the hassle out of banking.

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Save up for a rainy day

Building your savings is the first step to a bright future. Our accounts give you all the features you need to build your financial security and put your best foot forward toward your goals.

See Savings Accounts
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Enjoy mobile banking freedom.

With the First Mobile app, you can handle your banking in the moment — standing in line, waiting for your coffee, on vacation, anywhere, anytime.

See Mobile Banking
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FNBCT App Screen Two - Transfers
FNBCT App Login screen
FNBCT App Screen - Bill Payments
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Open Your Account

It’s easy to open your new FNBCT checking account, just like banking should be.

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Find a Branch or ATM

We’d like to visit with you, and find the best solution to meet your needs.

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Ask Us a Question

We’re available to answer your questions and resolve issues with your account.

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