hidden
hidden
FNBCT Mortgages

Making you feel right at home.

Find Your Nearest Branch
FNBCT Mortgages

Buying, building, or renovating your home is never a small endeavor, but getting approved for the right mortgage is the first step. Our mortgage team will help you assess your options and pick the best loan for you. They’ll walk you through every step of the process, all the way through closing.

Open An Account

It’s easy to open your new FNBCT account, just like banking should be.

Let's Get Started
Flexible Financing

Life’s all about options. We’ll find the right mortgage to meet your needs.

Fast Decision

Time is of the essence when financing your home purchase. We’ll help you find the loan that puts you in the best position to get your foot in the door.

An Expert Team

At FNBCT, you’re more than just a number. Our team knows there’s a person behind every mortgage, and we come through for our customers every day.

hidden
Let's get started
Having trouble finding what you’re looking for? We can help you get started!
Getting Started
Enjoy mobile banking freedom.

With the First Mobile app, you can handle your banking in the moment — standing in line, waiting for your coffee, on vacation, anywhere, anytime.

*Cell carrier’s messaging and data rates apply.

See Mobile Banking
FNBCT App Screen One
FNBCT App Screen Two - Transfers
FNBCT App Login screen
FNBCT App Screen - Bill Payments
FNBCT App Screen Login Two

Personal lending for personal goals

Put your plans into action. Our loans are built from scratch to fit your needs and circumstances by our compassionate, skillful team.

See Personal Lending

Your long-term starts today. It’s easy to start building your future.

The golden years are built one day at a time. We’ll help you create a plan that gets you where you want to be.

See Plan Ahead

Mother and son cooking with produce
Open Your Account

It’s easy to open your new FNBCT checking account, just like banking should be.

Let's Get Started +
Find a Branch or ATM

We’d like to visit with you, and find the best solution to meet your needs.

Find a Location +
Ask Us a Question

We’re available to answer your questions and resolve issues with your account.

Contact Us +

Please be advised that you are leaving the First National Bank of Central Texas website. We do not endorse or control the content of third party websites.