Familiar faces making local decisions
You can expect great service with our friendly, experienced staff members ready to serve you.
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Lending the way it should be, locally
Competitive loans for farm and ranch, agricultural, home, auto, business and more.
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Achieve more with personal banking
Online & mobile banking, free checking accounts, interest bearing, CDs & IRAs.
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Local business banking done right
Solutions for any size business. Merchant cards, mobile processing, remote deposit.
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Whatever your goals are, we want to help you reach them.
At The First National Bank of Central Texas we offer a selection of products designed to help you maximize your personal and business finances. Whether you want to save money for your child’s future, grow your retirement, buy a home, or open a commercial account – we’d like to visit with you and find the best solution to meet your needs.