Familiar faces making local decisions
You can expect great service with our friendly, experienced staff members ready to serve you.
Lending the way it should be, locally
Competitive loans for farm and ranch, agricultural, home, auto, business and more.
Achieve more with personal banking
Online & mobile banking, free checking accounts, interest bearing, CDs & IRAs.
Local business banking done right
Solutions for any size business. Merchant cards, mobile processing, remote deposit.
Whatever your goals are, we want to help you reach them.
At The First National Bank of Central Texas we offer a selection of products designed to help you maximize your personal and business finances. Whether you want to save money for your child’s future, grow your retirement, buy a home, or open a commercial account – we’d like to visit with you and find the best solution to meet your needs.
OPEN YOUR ACCOUNT
It’s easy to open your new FNBCT checking account, just like banking should be.