First National Bank of Central Texas logo (mobile)

Custom banking packages

At FNBCT, our goal isn’t to sell you products—it’s to help craft a plan for your business. No business is the same. That’s why we take the time to listen to your needs and create a customized banking package just for you.

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Enjoy mobile banking freedom.

With the First Mobile app, you can handle your banking in the moment — standing in line, waiting for your coffee, on vacation, anywhere, anytime.

*Cell carrier’s messaging and data rates apply.

See Mobile Banking
FNBCT App Screen One
FNBCT App Screen Two - Transfers
FNBCT App Login screen
FNBCT App Screen - Bill Payments
FNBCT App Screen Login Two

We’re a bank that works as hard as you.

You should have a bank that’s ready to help you seize the ones that make sense for you. We’re committed to giving you quick insights and fast answers.

Meet Our Team

Banking that puts you first.

We stake our reputation on two things: being experts in the industry and collaborating with our clients to achieve first-of-their-kind results.

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Knowledge comes first

Whether you’re taking the first step or the next step toward your goal, these resources will help you understand your options and put your best foot forward.

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Open Your Account

It’s easy to open your new FNBCT checking account, just like banking should be.

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Find a Branch or ATM

We’d like to visit with you, and find the best solution to meet your needs.

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Ask Us a Question

We’re available to answer your questions and resolve issues with your account.

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