Cash Flow & Working Capital Lending

Capital is the lifeblood of your operation. We’ll craft a solution that helps you keep pace with the demands of your business.

Manage cash flow gaps

Never worry about the off-season again.

Build your inventory

Take the hassle out of stocking up.

Manage payroll

Take care of the team that makes it happen.

Fast and flexible

Flexible terms, a streamlined approval process.

Why Cash Flow & Working Capital?

Lending for longevity

The future of your business is created one day at a time, but the future can be unpredictable. Our cash flow and working capital loans help quickly get your business what it needs to stay ahead and weather whatever is coming next with confidence and stability.

Solutions for every need

What We Offer

Lines of credit
Short-term loans
Working Capital
Accounts receivable loans

Find Your Local Branch

Custom banking packages

At FNBCT, our goal isn’t to sell you products—it’s to help craft a plan for your business. No business is the same. That’s why we take the time to listen to your needs and create a customized banking package just for you.

Custom Business Solutions

Enjoy mobile banking freedom.

With the First Mobile app, you can handle your banking in the moment — standing in line, waiting for your coffee, on vacation, anywhere, anytime.

^*Cell carrier’s messaging and data rates apply.

See Mobile Banking

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Have you considered?

Your financial puzzle is made of many pieces. Your house, your family, your future. These pieces add up to the bigger picture of your life. At FNBCT, we want to help you define your plan and stick with you every step of the way.