Checking Offer

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A Checking account that is Truly Free.

  • No minimum balance 
  • No monthly service charge
  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Deposit
  • FREE eStatements
  • FREE Thank You Gift
  • FREE gifts for referring others
  • Buy Back of your debit cards and unused checks from another financial institution up to $10

Opening an account is easy. Click on the link below to get the process started today.

Learn more about opening an account with us.

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Get more out of your day-to-day banking.

Our checking accounts were built to give you the tools to be First.

See Checking Accounts
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Enjoy mobile banking freedom.

With the First Mobile app, you can handle your banking in the moment — standing in line, waiting for your coffee, on vacation, anywhere, anytime.

See Mobile Banking
FNBCT App Screen One
FNBCT App Screen Two - Transfers
FNBCT App Login screen
FNBCT App Screen - Bill Payments
FNBCT App Screen Login Two
Open Your Account

It’s easy to open your new FNBCT checking account, just like banking should be.

Let's Get Started +
Find a Branch or ATM

We’d like to visit with you, and find the best solution to meet your needs.

Find a Location +
Ask Us a Question

We’re available to answer your questions and resolve issues with your account.

Contact Us +

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