FNBCT Celebrates Passing $1 Billion In Loans

Waco, TX bridge with ducks

The First National Bank of Central Texas is proud to become the first bank headquartered in McLennan County to pass $1 Billion in loans. Chairman and CEO Joe Barrow recognizes that FNBCT passed this threshold thanks to great employees and loyal customers over the years.

“This milestone is really a collaboration between our great customers in the communities we are in and the employees who serve them,” said Barrow. “Waco, Woodway, China Spring, Mart, Hillsboro and College Station have been very good to the bank and we look forward to taking care of the loan needs of our current and future customers for years to come.”

Monte Hulse is the visionary who led the bank for 25 years. He still serves as Chairman of the bank’s holding company today.   

“It is with deep gratitude to the Waco and central Texas community that we recognize this significant milestone of reaching $1 billion in loans outstanding,” said Hulse. “Through the years, our bank has benefitted from a talented and a hardworking staff for which we are grateful, but we are equally thankful for our loyal customers who have made all of this possible.”

To celebrate passing the $1 Billion mark in loans, FNBCT is giving back to the communities that we serve. Employees from all 6 locations got to choose two nonprofits that the bank would donate $1,000 to ($12,000 in total donations). Here are their choices:


China Spring VFD & China Spring Cares

COLLEGE STATION LPO/DPO                         

Project Unity & Still Creek Ranch

HILLSBORO BANKING CENTER                      

Paw Pals of Hill County & Hillsboro Interfaith Ministries

MART BANKING CENTER                                

Mart VFD & Mart Methodist Church JAM

WACO BANKING CENTER                               

Pack of Hope & Isaiah 117 House


Family Abuse Center & The Cove