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Adjustable-Rate Mortgages
Adjustable-rate mortgages are often more affordable upfront than fixed-rate mortgages. Get in the door earlier with more money in your pocket with an ARM from First National Bank of Central Texas.
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No PMI Required
No private mortgage insurance required.
No escrow required
Control your own tax and insurance payments.
Why Adjustable Rate Mortgage Loans?
Get in the door faster for less
Buying a home can be financially intimidating. PMI, Escrow, and large down payments often mean putting down a large lump sum early in the home buying process.
Find Your Nearest BranchWhy get an ARM?
- We offer 15 and 30-year ARM
- No PMI (Private Mortgage Insurance) requirement
- No escrow requirement
- Conforming & Jumbo loans
- Only a 10% minimum down payment required
Start thinking about the long-term today.
Your golden years are built one day at a time. Do you have a plan?
Start Planning Ahead
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