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Smart. Simple. Secure. Take control of your money.
Make a payment, view payment history or manage your payment accounts.
Go to the Payment CenterFound just the place for your future home or business but not ready to start construction? Lot and land loans help you buy the spot you want so it’ll be yours when you’re ready to begin.
Location is essential no matter what you’re planning to build. Buy the land when it’s available and take advantage of the opportunity.
Plan what and when you’ll build, knowing the location is already yours and waiting.
Make the best use of geography. Tailor your architecture and use your location to best effect. Owning the land ahead of time lets you adjust your plans before you begin.
Use a lot or land loan when you’ve found the place you want to build but you’re not ready to begin building. Lot and land loans are typically set for terms of only a few years and are usually paid off with construction or mortgage loans later.
Contact UsYour golden years are built one day at a time. Do you have a plan?
Start Planning AheadWith the First Mobile app, you can handle your banking in the moment — standing in line, waiting for your coffee, on vacation, anywhere, anytime.
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It’s easy to open your new FNBCT checking account, just like banking should be.
Let's Get Started +We’d like to visit with you, and find the best solution to meet your needs.
Find a Location +We’re available to answer your questions and resolve issues with your account.
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