Individual Retirement Accounts

The best IRA helps you grow the smart way by offering the right tax advantages for your deposits and earnings.

Find Your Nearest Branch

Choose your tax advantage

Fund your account with pre-tax or post-tax contributions.

Tax-free growth

Funds in your IRA can grow tax free until distribution.

Max your contributions

IRAs let you contribute up to $6,500 per year, per person.

Catch-up contributions

Those aged 50 or older can contribute a larger amount.

Why IRAs?

Helping fuel your growth

Your IRA is a key element in planning your financial future, and we’d love to help you make the right choice. Just give us a call or stop by one of our branches at your convenience.

Let's Get Started

Reach Out to Us

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Save up for a rainy day

Building your savings is the first step to a bright future. Our accounts give you all the features you need to build your financial security and put your best foot forward toward your goals.

See Savings Accounts

Enjoy mobile banking freedom.

With the First Mobile app, you can handle your banking in the moment — standing in line, waiting for your coffee, on vacation, anywhere, anytime.

^*Cell carrier’s messaging and data rates apply.

See Mobile Banking

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Have you considered?

Your financial puzzle is made of many pieces. Your house, your family, your future. These pieces add up to the bigger picture of your life. At FNBCT, we want to help you define your plan and stick with you every step of the way.