TRID Processor/ Loan Funding Specialist

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The First National Bank of Central Texas, with over one hundred employees, and an asset size of over $1.7 Billion, is poised for continued growth and fulfilling our mission of: “excellent service in a friendly environment for the prosperity of our communities.” Learn more about FNBCT, we’ve got a story to share, our history, values, and our friendly, professional team. Visit our website, https://fnbct.bank/about-us/our-history/

Job Summary

  • Prepare and deliver Loan Estimates (LEs) and Closing Disclosures (CDs) in compliance with TRID requirements.
  • Generate and review consumer real estate loan closing documents.
  • Coordinate with lenders, title companies, appraisers, and borrowers to facilitate timely closings.
  • Conduct controlled funding reviews to verify loan terms, fees, disclosures, approvals, and supporting documentation prior to funding.
  • Identify and resolve documentation deficiencies or compliance concerns before closing.
  • Board loans to the core system, maintain loan records, and track documentation exceptions.
  • Support HMDA reporting, audits, compliance reviews, and examinations.

Necessary Skills

  • Strong attention to detail and organizational skills
  • Banking, mortgage processing, loan operations, or consumer lending experience preferred.
  • Knowledge of TRID, RESPA, TILA, and consumer real estate lending regulations preferred.
  • High school diploma or equivalent required

Job Type: Full-Time | Schedule: Monday-Friday | Location: In Person

Why Join FNBCT?

  • Competitive salary
  • Excellent benefits package
  • Supportive team culture
  • Equal Opportunity Employer (M/F/D/V)
  • Reasonable accommodation provided for people with disabilities

If you’re passionate about relationship banking and ready to grow with a locally owned community bank, we invite you to apply!

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