August 6, 2025

Watch Out for “Godfather” Malware — A New Threat to Your Banking Security

What is Godfather?
Cybercriminals are getting smarter, and a new malware called Godfather is targeting banking apps with alarming precision. This sophisticated trojan disguises itself as a trusted app — often a perfect copy of your actual banking app — and silently steals login credentials, intercepts two-factor authentication codes, and drains accounts.

How It Works:
GodFather often spreads through fake updates, phishing links, or unofficial app stores. Once installed, it runs in the background and overlays a fake login screen that looks identical to your real banking app. When you enter your credentials, hackers gain full access to your account. It can also monitor keystrokes, intercept text messages, and disable antivirus software — all without slowing down your device or showing obvious signs.

Who’s at Risk:
Over 400 financial institutions worldwide have already been affected, including many in the U.S. While large banks are often targeted, community banks like ours are equally vulnerable — and so are our customers.

How to Stay Safe:

• Download apps only from official sources like the Apple App Store or Google Play.
• Avoid clicking on suspicious links in texts or emails.
• Be cautious with app permissions, especially after updates.
• Enable multi-factor authentication (2FA) for added protection.
• Report any unusual activity to your bank immediately.

At The First National Bank of Central Texas, your security is our priority. If you notice anything suspicious or have questions about protecting your account, please contact us right away. You can call us at 254-772-9330. Staying informed and alert is the best defense against threats like Godfather.