July 8, 2025

Peace of Mind on the Go: How to Protect Your Finances While Traveling

As summer travel heats up, we want to share key tips to help travelers protect their finances
and enjoy peace of mind on the go. From budgeting for the unexpected to securing your financial
information, a little preparation can go a long way in making travel experiences safe and stress-free.

Financial Travel Tips:

1. Notify your community bank of your travel plans to avoid account holds or declined
   transactions when unusual transactions are presented for processing.
2. Carry a chip-enabled card or contactless card, particularly if your travel plans take you
   overseas where chip technology may be a prerequisite for card acceptance.
3. Bring backup payment methods in case one is misplaced or restricted. Families or couples
   can carry different cards for added security.
4. Create transaction alerts for credit and debit cards so you can respond quickly to unusual
   activity. If you suspect fraud, contact your bank and credit card providers immediately.
5. Plan ahead for currency needs for more favorable conversion rates and lower fees.
6. Check card readers for signs of tampering. When in doubt, choose another terminal.
7. Lock away valuables such as passports, backup credit cards, financial information, and cash.
8. Use social media with care. Posting your pictures or whereabouts during travel could leave
   you susceptible to security risks back home.
9. Monitor account activity. Regularly check for unauthorized transactions and when you return
   home review your statements save your receipts to compare with your charges.